Talking to Arcle
Everything in Arcle starts with a message. Type the way you'd ask a friend — in English or Pidgin, with ₦ or $ or “5k” — and Arcle does the rest.
How a request becomes an action
It works out what you mean
Including compound requests (“pay rent and buy data”) and corrections (“no, make it 3k”).
It asks only for what's missing
If you didn't give an amount, it asks — it never picks one for you. If you said “send to @john” and you'd never mentioned John, it won't invent him.
It shows you exactly what will happen
The amount, the recipient, the fee and any terms, before anything moves.
You approve
Payments that leave your account take your phone's Face ID or fingerprint, or your PIN. Moves inside Arcle — into a savings goal, an ajo, a pool — take a clear “yes”. Nothing happens on a maybe: “yes, but make it 5,000” is treated as a correction, not a yes.
It tells you how it went
With a receipt for payments. If something is only prepared — a bill waiting for your PIN, a flight waiting for checkout — Arcle says so, and never calls it paid until it is.
Pick up where you left off
Halfway through booking a hotel and need to send money first? Go ahead. Then say “continue the hotel” — Arcle remembers what you'd told it for 30 minutes and picks up from there, checking prices again rather than trusting an old quote. It always asks you to confirm again; a resumed request never completes on its own.
Things Arcle won't do
It won't make anything up
No invented balances, rates, room prices or fares — if a tool didn't return a number, Arcle won't state one. It won't claim money was deposited (Arcle never puts money into an account; money arrives when someone sends it), and it won't tell you anything about another person's finances, however the question is put.
Research
Ask Arcle to research a question — a product, a supplier, a claim you saw online — and it searches, checks sources against each other, and reports what it found with the sources linked. It separates what is confirmed by a primary source from what is only reported, and lists what it couldn't find out. It never answers a research question from memory.
Workspaces
Business owners get a Business workspace and riders a Rider workspace — the same chat, focused on the tools for that job. See For Businesses.