Getting Started

Signing up takes a few minutes, on the web or entirely inside WhatsApp. Here is what to expect.

You need an invite code

Arcle is opening gradually, so a new account needs an invite code from someone already on Arcle. Each member gets their own code to share. Ask a friend who uses Arcle for theirs.

On the web or in the app

  1. 1
    Enter your invite code

    On the sign-up page at arcle.xyz.

  2. 2
    Verify your email

    We send a 6-digit code to your inbox. Enter it to confirm the address is yours.

  3. 3
    Choose your country

    This sets your local currency (₦ for Nigeria) and what you can do locally.

  4. 4
    Pick your @username

    Your payment name — people can pay you by @username instead of an account number.

  5. 5
    Create your 4-digit Arcle PIN

    You'll use it to approve payments when biometrics aren't available. Never share it.

  6. 6
    Add Face ID or fingerprint (optional)

    Your phone's biometrics become the fastest way to approve payments. If the prompt doesn't work on your device, choose Finish with PIN for now — you can add biometrics later and nothing is lost.

  7. 7
    Start chatting

    Your account and your digital-dollar wallet are ready. Try “what can you do?”

On WhatsApp

Message the Arcle number and say create. Arcle walks you through the same steps in the chat — invite code, email (optional on WhatsApp, but it's how you recover the account if you lose the number), username, country, and your PIN. No browser needed. See Arcle on WhatsApp.

Your first things to try

Your details“Show my account details” — your wallet address and, once activated, your local account number.
Get paid locallyIn Nigeria, activate your naira account under Settings → NGN account (it takes your BVN; see Your Accounts).
Send“Send ₦2,000 to @ada”
Ask“What did I spend this week?”

Agent modes

The selector at the top of the chat focuses Arcle on one kind of task. You don't have to use it — the default Arcle mode handles everything.

ArcleThe full assistant
Send MoneyTransfers and payments
Pay BillsAirtime, data, electricity, TV and more
ErrandPrices, shop orders and delivery
RatesExchange rates and market prices